By using the find-contacts Website (the "Website") you agree to be bound by these Terms of Use (this "Agreement"), whether or not you register as a member ("Member"). If you wish to become a Member and communicate with other Members and make use of find-contacts , read these Terms of Use and indicate your acceptance of them by following the instructions in the Registration process. This Agreement includes find-contacts Acceptable Use Policy for Content Posted on the Website, find-contacts Privacy Policy, and any notices regarding the Website

Note: The materials which are available within this site may include graphic visual depictions and descriptions of nudity and sexual activity and should not be accessed by anyone who is younger than 18 years old or anyone who is offended by such materials or who does not wish to be exposed to such materials.

1. Acceptance of Terms of Service

By completing the registration process and clicking on the "join" button, you agree to be bound by these Terms of Service and to use find-contacts in a manner consistent with all applicable laws and regulations.

2. Eligibility

To become a member you must be 18 years of age or older. However, we cannot guarantee that each member is at least this age, nor do we accept responsibility or liability for any content, communication or any other access of the site by any person under the age of 18.  The Website is intended for adult use only and is void where prohibited. By using the Website, you represent and warrant that you have the right, authority, and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. To use this site you must register, when you register you agree to provide accurate information about your self, and agree to maintain and keep the information up to date for as long as you are a member. If the information you provide is found to be untrue, we reserve the right to remove your ability to use this website, and terminate this agreement along with any accounts that you might hold.  find-contacts reserves the right to terminate your account if we learn that you have provided find-contacts with false or misleading registration information.

3. Termination

find-contacts may, at any time and at its sole discretion, cancel any paid trial membership or monthly membership. Find-contacts will only refund those subscriptions where there are more than 1 month left and on a pro-rata basis. Termination can only be invoked by Find-contacts and not by the Member.

4. Subscription Cancellation

Unfortunately there is no right of cancellation or refund after payment and access to your silver & gold membership accounts.

5. Your Account and Password

We reserve the right to refuse any potential account that contains a username that may be illegal, vulgar, a registered trademark or that impersonates someone else; we determine the former at out sole discretion. You are responsible for maintaining the confidentiality of your member name and password. You are responsible for all uses of its account, whether or not authorized by you. You agree to immediately notify find-contacts of any unauthorized use of its account. You agree to pay all charges that accrue to your account through your use or the use of those authorized by you. You may cancel your account at any time by Contacting us here.

6. Non Commercial Use by Members

The Website is for the personal use of individual Members only and may not be used in connection with any commercial endeavors. Organizations, companies, and/or businesses may not become Members and should not use find-contacts or the Website for any purpose. Illegal and/or unauthorized uses of the Website, including collecting usernames and/or email addresses of members by electronic or other means for the purpose of sending unsolicited email and unauthorized framing of or linking to the Website will be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal, and injunctive redress.

7. Proprietary Rights in Content on find-contacts

Find-contacts retains all proprietary rights in the Website and find-contacts. The Website contains the copyrighted material, trademarks, and other proprietary information of find-contacts, and its licensors. Except for that information which is in the public domain or for which you have been given written permission, you may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information.

8. Payment and billing

To become a premium member and enjoy additional functionality you will need to subscribe to one of our plans for monthly or longer. All monthly plans are re-billed automatically on expiry and thus in taking out a monthly plan you authorise us to renew your account subscription and re-bill your card. You may at any time up to 3 days before expiry of your monthly subscription cancel your auto billing by turning it off; a link to do this is contained within your account members area. In the event that your credit card is ever denied on the basis of insufficient funds during an automatic renewal, we reserve the right to resubmit your credit card for approval within ten days of the initial decline. We will not resubmit your credit card, if you have made payment through another source.

9. Code of Conduct

You alone are responsible for any content you post on find-contacts, including but not limited to message board posts, chat participation, personal ads and member profiles You agree to not use find-contacts to:

	a. upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
	b. harm or involve minors (those under age 18) in any way;
	c. impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
	d. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through find-contacts;
	e. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
	f. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
	g. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation
	h. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
	i. disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of find-contacts are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
	j. interfere with or disrupt find-contacts or servers or networks connected to find-contacts, or disobey any requirements, procedures, policies or regulations of networks connected to find-contacts;
	k. intentionally or unintentionally violate any applicable local, state, national or international law and any regulations having the force of law;
	l. "stalk" or otherwise harass another;
	m. collect or store personal data about other users. or
	n. include in your profile any telephone numbers, street addresses, last names, URL's or E-mail addresses other than where asked for it by find-contacts.

10. Acceptable Use Policy for Content Posted on the Website License and Use of Content

Find-Contacts does not claim ownership of Content you submit or make available for inclusion on find-contacts. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of find-contacts, you grant find-contacts the following world-wide, royalty free and non-exclusive license(s), as applicable:
" With respect to Content you submit or make available for inclusion on publicly accessible areas of find-contacts the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on find-contacts solely for the purposes of providing and promoting find-contacts to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on find-contacts and will terminate at the time you remove or find-contacts removes such Content from find-contacts.
" With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible area of find-contacts the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on find-contacts solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on Find-contacts and will terminate at the time you remove or Find-contacts removes such Content from Find-contacts.
" With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of Find-contacts the perpetual, irrevocable and fully sub-licensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed

We reserve the right to excerpt text quotes and pictures from Profiles, along with your alias, and feature them in ads, supplements and content pages in the marketing of Find-contacts and its partners. When you create a personal advert, you are given the opportunity to opt out of having your photo excerpted for print publication. By creating a profile through either the signup up process or through later amendments and clicking on the join or save buttons, you grant us permission to publish your Personals photo in any Find-contacts or personals partner marketing efforts. If you do not want us to use your photo, uncheck the box before previewing or saving a new profile. You can always uncheck this box, however, please note that if you uncheck the box after previewing or saving your profile with the permissions box checked, the change will not be effective for 8 weeks

11. Indemnity

You agree to indemnify and hold Find-contacts and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable Legal fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through Find-contacts, your use of Find-contacts, your connection to Find-contacts, your violation of the Terms & Conditions, or your violation of any rights of another.

12. Limitation on Liability

Except in jurisdictions where such provisions are restricted, under no circumstances will find-contacts be liable to you or any third person for any indirect, consequential, exemplary, incidental, or consequential loss of data or damages, both physical and psychological, special or punitive damages, including also lost profits arising from your use of the Web site or the Service, even if find-contacts  has been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, find-contacts  liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to find-contacts for the Service during the term of membership.

13. Modifications to Service

Find-Contacts reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, Find-contacts (or any part thereof) with or without notice. You agree that Find-contacts shall not be liable to you or to any third party for any modification, suspension or discontinuance of Find-contacts.

14. Dealings with Advertisers

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through Find-contacts, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that Find-contacts shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on Find-contacts.

15. YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

	a. Your use of Find-contacts is at your sole risk. Find-contacts is provided on an "as is" and "as available" basis. Find-contacts expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
	b. Find-contacts Makes no warranty that
	I. Find-contacts will meet your requirements,
	II. Find-contacts will be uninterrupted, timely, secure, or error-free,
	III. the results that may be obtained from the use of Find-contacts will be accurate or reliable;
	IV. the quality of any products, services, information, or other material purchased or obtained by you through Find-contacts will meet your expectations, and
	V. any errors in the software will be corrected.
	c. Any material downloaded or otherwise obtained through the use of Find-contacts is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.
	d. No advice or information, whether oral or written, obtained by you from Find-contacts or through or from Find-contacts shall create any warranty not expressly stated in the TAC.
	e. You do not rely on or use for any purchase decision to upgrade to Premium (payable) products the number of flirts,winks, recorded views of your advert/profile or messages received from other members, since we cannot gurantee thier authenticiy or validity. If you choose to upgrade then you do so understanding that find-contacts must be considered for entertainment purposes only.

16. Changes to this Privacy Policy

Find-contacts may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Find-contacts account or by placing a prominent notice on our site

17. Emails

By registering as a member of this Site you agree to accept from time to time such emails as members of Find-contacts or Find-contacts itself shall send to the designated email address unless you specifically request otherwise by Contacting find-contacts suppport. You must also read and agree to our Privacy Statement. You acknowledge that (a) we cannot ensure the security or privacy of information you provide through the Internet and your email messages, and you release us from any and all liability in connection with the use of such information by other parties; (b) we are not responsible for, and cannot control, the use by others of any information which you provide to them and you should use caution in selecting the personal information you provide to others through the Service; and (c) we cannot assume any responsibility for the content of messages sent by other users of the Service, and you release us from any and all liability in connection with the contents of any communications you may receive from other users. We cannot guarantee, and assume no responsibility for verifying, the accuracy of the information provided by other users of the Service.

18. Severability & Headings

If any provision herein is held to be invalid or unenforceable for any reason, the remaining provisions will continue in full force without being impaired or invalidated in any way. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

updated 01/01/2007 - FIND-CONTACTS TERMS & CONDITIONS